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Financing Options

At Famsa, we understand that purchasing of Home Furnishings is a significant investment. To make it easier for you, we offer a variety of financing options to suit your needs.

Whether you have good credit, no credit or less favorable credit, we will work with you to get you the financing you deserve.
At Famsa, we have been helping families establish or improve their credit history for 25 years.

In-House Credit Line

Our in-house credit line provides a flexible and convenient way to finance your Home Furnishings purchase directly through us. Benefits include:

Competitive interest rates

Flexible repayment monthly terms

Quick and easy application process

No prepayment penalties

Credit history building

 

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Third-Party Financing Options

In addition to our in-house credit line, we have partnered with reputable third-party financing companies to offer you additional options. These include:

ACIMA Financing

  • No Credit Needed
  • Flexible Payment Options
  • Instant Approval
  • Take It Home Now

* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

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American First Finance

  • No Credit Required
  • Flexible Payment Options
  • Early Payoff Discounts
  • Transparent Pricing
  • Wide Retail Network
  • Quick Application Process
  • Build Credit

* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

Apply Now

Progressive Leasing

  • No Credit Check Required
  • Flexible Payment Options
  • No Interest or Hidden Fees
  • Early Purchase Options
  • Cancel Anytime
  • Wide Range of Products

* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

Apply Now

Snap Finance

Versatile Financing Options for Your Everyday Needs

  • No Credit Needed
  • Quick Approval Rates
  • Instant Approval Process
  • Flexible Payment Options
  • Credit Building Opportunities
  • Personalized Lease Process
  • Clear and Honest Process

* We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.

Apply Now

Synchrony

Enjoy 6-60 months promotional financing

Exclusive cardholders offers, subject to credit approval

* We recommend consulting with a financial advisor or legal professional before making any financial decisions. Synchrony Financing does not guarantee approval or specific credit terms. Terms and conditions apply, and subject to credit approval.

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